What Is Covered Under Cell Phone Insurance?

Will T Mobile give me a replacement phone?

Call us at 1-800-937-8997 to talk to an expert if you still need help.

If possible, call from a different device so we can work on your issue.

T-Mobile stores can help you reach Care, but aren’t equipped to fix or immediately replace devices..

Do I really need insurance on my cell phone?

Cell phone insurance can be worth it if you’re prone to damaging or losing your phone. If cracking your screen or dropping your phone in water is a rare occurrence for you, however, cell phone insurance may be a waste of money.

What is the best insurance for cell phones?

The Best Cell Phone Insurance CompaniesSquareTrade. Get Coverage. SquareTrade. … AppleCare+ Get Coverage. AppleCare+ … Samsung Premium Care. Get Coverage. Samsung Premium Care. … AT&T Device Protection. Get Coverage. AT&T Device Protection. … Verizon Total Mobile Protection. Get Coverage. Verizon Total Mobile Protection.

How much is T mobile phone insurance?

T-Mobile’s insurance costs $10 per device per month and protects against malfunction, damage, loss and theft. The plan includes a $20 to $175 deductible; most high-end phones will end up costing between $150 and $175 to replace.

Is my cell phone covered under homeowners insurance?

Technically your homeowners covers you for damages or theft of your belongings with limits and special exclusions. So yes, your cell phone is covered by your insurance. However, there are many factors to keep in mind before you file a claim to replace your cell phone.

Can you insure your phone after it’s broken?

A mobile insurance policy financially protects your device or its accessories against damages. So, purchasing an insurance plan for your mobile phone after the damage is not possible. The cover will be effective only when you purchase the plan beforehand and keep your expensive smartphone financially secured.

Does Assurant cover cracked screen?

Ineligible Products: Assurant 360° Protection Plans do not cover products used for commercial or business purposes. Accidental Damage: Unless Accidental Damage Coverage Benefit is purchased, we don’t cover items that are accidentally damaged, such as water damage, dropped devices and cracked laptop screens.

How long does it take to get a replacement phone from Assurant?

Once a claim is approved, your replacement device will be shipped overnight, at no charge where available, for delivery within one to two business days. If you provided your email address when filing your claim, you’ll get an email with tracking info alerting you that the device has been shipped.

What is covered under T mobile phone insurance?

T-Mobile’s Basic Device Protection Plan covers malfunctioning phones, accidental damage (including cracked screens and water damage), loss and theft. Like Protection 360, the plan covers your phone, charger, battery and SIM card; and other accessories are only covered if they’re lost or stolen with your phone.

Which credit cards have cell phone insurance?

Credit cards that offer cell phone coverage:Wells Fargo Propel American Express® card.Ink Business Preferred® Credit Card.Uber Visa.Citi Prestige® Card.Bank of America® Cash Rewards credit card.U.S. Bank Visa Platinum Card.Citi Premier℠ Card.IHG® Rewards Club Premier Credit Card.

How does Assurant phone insurance work?

Assurant mobile protection plans cover much more than that, for years beyond the warranty. Protection plans protect your mobile device from a wide variety of perils including theft, loss, spills, malfunction and accidental damage s. And an easy claims process will get you a repair or replacement quickly.

Is AppleCare better than insurance?

AppleCare+ gives you two incidents where, for a $29 deductible per screen or $99 deductible for other damage, you can exchange your broken iPhone for a replacement on the spot. The only thing AppleCare+ does not protect you against is theft or loss unless you decide to upgrade to AppleCare+ with Theft and Loss.